Here is an update on what is going on with my health insurance. I don’t qualify for the cheaper state-run plans because my income level is too high. I guess you have to be really poor to qualify. However, I have no full-time job with health insurance as a benefit, so I was left with only one resort: purchasing private health insurance. I had to opt for an expensive plan since some of the cheaper plans had too many out-of-pocket expenses. Yay! I have insurance!
The Down Side
I can’t see one of the members of my care team because they don’t take my new insurance. (Not my neurologist thank goodness). I thought there might be an out-of-network loophole but there isn’t one. I don’t like changing what was working for me, but I guess there isn’t much of a choice.
The cost of the plan is a definite disadvantage, but if you want good private health insurance you have to pay. I will have to renew my efforts at getting a full-time job with benefits or investigate another means to getting good health insurance at a cheaper rate. This is definitely an area where I wouldn’t mind some outside help. I am not a health insurance expert.
The Up Side
On this blog, I try to stress the positive, so here goes. I feel happy knowing that I have health insurance. If I have an unexpected seizure somewhere and wake up in the emergency room, it is a good safety net.